Everyone has a different idea of what the perfect home looks like. If yours involves wide-open fields, traffic jams involving only three vehicles, and the peaceful sounds of the country, a USDA home loan might be exactly what you’re looking for.

These home loans are issued through the United States Department of Agriculture, and they are a zero-down loan for eligible homebuyers in suburban and rural areas. According to the USDA, they were designed to “improve the economy and quality of life in rural America.” USDA loans are geared towards people who might have difficulty securing a conventional loan. Rural locations are always eligible for a USDA loan — there are even some suburban areas eligible. To qualify, you’ll need a minimum credit score of 620.

At Michelle McGregor Home Loans, we’ll work with you to determine if a USDA loan is the right move. With more than a decade’s worth of experience, we excel at pairing our clients with a home loan that comfortably fits their lifestyle. For more information or to schedule a consultation, contact us online or by phone today.